account numbers

Evans1882

Hi a strange one here I'm currently taking advice from a finacial advisor on what to do about my debts, they have reqested the original account numbers of three of my debts. two of wich are credit cards one a natwest loan, I have been on a DMP for over a year and a half now and since starting it my debts have been passed on to debt collection firms, I have shreded the original loan agrements with all the original account numbers on, I have found a copy of a old cccs statment with the account numbers on but the finacial advisor is telling me the loan account should be a 16 didget number like the card accounts, is this correct are loan accounts numbers the same lenght than c/card account numbers?

TotallyBroke

I am not sure about the account numbers. I don't think the loan does have 16 digits. I think they can be a bank account number.

Can I ask who you are on a DMP with and why you are now speaking to a Financial advisor.

Evans1882

I'm on a DMP with cccs, I went to a mortgage advisor and I'm currently getting advice miss sold credit agreements, to see if i have a case they need original account numbers.

RAS

Hi

I that case I suggest that you halt things completely until you have checked things out here.

How much is this financial adviso charging you?

Do you realsie that you can do it for yourself for £1?

Evans1882

were can i check things out on the forum? thanks for the advice I'm being chrged a lot for teh three debts but am told if not succesfull wil get full refund of fees

RAS

Have you paid anything yet?

RAS

This thread should be useful:

The CCA request and legalities

and this

Consumer Credit Agreements - a guide to enforceability

And read this thread re the OFT warning about these companies

http://forums.moneysavingexpert.com/showthread.html?t=1136175

Evans1882

Have not paid anything yet

RAS

In which case, do not, use this forum to help you.

Evans1882

the advisor is based in a well known estate agency, not some back street outfit or random tv advertised firm,

but thankyou very much for your advice i will give this some further thought and not just jump in