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No way out from Bankruptcy....beware

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Comments

  • Jane61
    Jane61 Posts: 18 Forumite
    Just an update....Debt Diva lady called back but she was only a Insolvency Practioner and her advise was to spend even more money ad see a Solvency Lawyer as it 'Seems a little more complicated than we thought'....is it me!!!
  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Jane61 wrote: »
    Just an update....Debt Diva lady called back but she was only a Insolvency Practioner and her advise was to spend even more money ad see a Solvency Lawyer as it 'Seems a little more
    complicated than we thought'....is it me!!!

    OMG, this is just so complicated for you. hope you're holding up alright. Sorry wasn't able to be of more help. Maybe someone onthe forum will know a solvency lawyer willing to do some pro bono work. good luck.
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)

    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • Jane61
    Jane61 Posts: 18 Forumite
    Just a up date as to what is happening....decided to go and find a new home which we did. Had a mortgage done in 'princible' and then it came back with a decline. Apparently my credit rating score is only fair because I do not have a credit history because I don't owe anybody anything!!! so how do I get around that in a fast way? It seems that if I had some debts, credits cards and store card I would be ok
  • JCS1
    JCS1 Posts: 5,347 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    mobile phone contract, take out a credit card use for say grocery shopping and pay the balance in full each month - seems strange I know, but they like to know you can manage credit.
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