We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Losing motivation

124»

Comments

  • Got round to doing a car boot sale today, had sorted out the stuff for it ages ago but was waiting til it wasn't so cold

    Made around £75 which was slightly less than what i was hoping for

    Was so tempted to go out and spend the money though, got the urge to buy a dvd player (reduced from £59.99 to £39.99) cos i like one :rolleyes: or a new printer (laser cos using toner costs less than ink cartridges, for £59.99)

    But tried to be good and added £35 to my savings, and paid off £35 on the credit card

    and have a few pounds left over for a treat

    But should i sod the expense and buy one (either printer or dvd player) before the price goes up?
    Debt of £6300 cleared in 5 years, now ZERO
  • Annie_Fanny
    Annie_Fanny Posts: 1,167 Forumite
    Er...in a word.....NO!
    "Debt makes plans for you" - A quote from my friend Catherine. How true!
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on doing the boot sale :T I am sorry it didn't turn over as much as you'd hope but £75 is still a very respectable amount.

    The printer/DVD player is a hard one. I would say if you need either of them for work, then look into getting them. I doubt that you do but don't really know what line of work you are in :confused:

    Keep at it and hold back if you can. The prices may go up but they will go down again and by that time, you will be in a more comfortable position ;)
    Leason learnt :beer:
  • Sofa_Sogood
    Sofa_Sogood Posts: 5,258 Forumite
    Got round to doing a car boot sale today, had sorted out the stuff for it ages ago but was waiting til it wasn't so cold

    Made around £75 which was slightly less than what i was hoping for

    Was so tempted to go out and spend the money though, got the urge to buy a dvd player (reduced from £59.99 to £39.99) cos i like one :rolleyes: or a new printer (laser cos using toner costs less than ink cartridges, for £59.99)

    But tried to be good and added £35 to my savings, and paid off £35 on the credit card

    and have a few pounds left over for a treat

    But should i sod the expense and buy one (either printer or dvd player) before the price goes up?

    I'm no moneysaver, but I can see where people waste money.

    Do you need either?

    Given a choice I'd go for the ...
    ... none tbh.

    But a printer seems better if you start selling ...
  • Sofa_Sogood
    Sofa_Sogood Posts: 5,258 Forumite
    Sorry

    Well done so far :T
  • researcher
    researcher Posts: 1,539 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I few of us have suggested that you take on extra work, or get a part time job. I understand that you might have reasons for not doing this, but tell us why :confused:. We might have other suggestions that would work. Just think, just an extra £50 a week is £2,600 a year!

    Also, all extra money should really go into servicing your debt, as this in turn saves you money, rather than into the savings pot which isn't really helping you to escape this situation.
  • Haven't updated this for a bit

    Mortgage saga is still going on!

    After Northern Rock they tried Halifax who somehow credited checked me at the wrong address and then said no after 2 months of messing around (grrrr!)

    So now its Nationwide

    Debt has reduced as can be seen from the signature

    Walking to work now instead of catching the bus which is a weekly saving of £10 or £520 a year which can be used to reduce my debt.

    Have started really hitting the survey and pigsback type sites as any amount of cash or rewards will help (especially with Christmas just around the corner)
    Debt of £6300 cleared in 5 years, now ZERO
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.