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what to do

I owe money on credit cards,and the payment dates are coming round soon, but i dont get paid till the 27th!!

Come the 27th I also get a bonus, so I can pay my monthly amount and more easily?

Is it worth calling up and asking for the due date to be changed?

Thanks

Comments

  • RAS
    RAS Posts: 36,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    The forum goes off-line in minutes for acouple of days.

    please ring any of these numbers http://www.moneysavingexpert.com/loans/debt-help-plan#help
    If you've have not made a mistake, you've made nothing
  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Give them a call - nothing to lose IMHO :)
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Is a balance transfer possible? Preferably to a 0% card?
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • map200uk
    map200uk Posts: 2,605 Forumite
    GeorgeUK wrote: »
    Is a balance transfer possible? Preferably to a 0% card?
    i dont have any 0% cards atm

    just wondered if anyone has had to call and ask before, and if they're helpful, or just tell you to..get stuffed:P
  • RAS
    RAS Posts: 36,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    This forum goes off line at 10pm.Come back Sunday night and we can help you.
    If you've have not made a mistake, you've made nothing
  • map200uk
    map200uk Posts: 2,605 Forumite
    hi , back again!

    i forgot the forums were going offline, nowhere to go without them;)
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Map

    I'm sure that more knowledgeable people will come along shortly.

    I think your idea of calling them and asking them to amend the collection date to after the 27th is a good idea. This will avoid you missing a payment.

    You need to think about the fact that you might end up making two payments in the month of may if you defer any payments.

    If you need some help to review your budget and finances, why don't you post your Statement of Affairs on this site for others to look at. You'll find the link in the stickies at the top of the first page.

    Good luck

    urg x x
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