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Update Charging Order.....Advice Please

2

Comments

  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :T

    10past6
    If you've have not made a mistake, you've made nothing
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    RAS wrote: »
    :T 10past6

    Ditto from me. :T :T
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Useless_with_wonga
    Useless_with_wonga Posts: 233 Forumite
    Why is it defective? Not sure how best to proceed with this now? What do you mean?
    Have had two further letters regarding this account. Another Default type letter and then the Solicitors Letter. Should I PM these to you. The letter i have posted up is the first one we got back in the middle of last year.
    Thanks
  • 10past6
    10past6 Posts: 4,962 Forumite
    Useless_with_wonga wrote: »
    Should I PM these to you.
    Yes please.

    If you have a more upto date default notice, then ignore the one you've posted above, in fact, you can now delete that from the thread.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • Useless_with_wonga
    Useless_with_wonga Posts: 233 Forumite
    Ok thanks. On with it now should be with you in the next 10 mins or so. none of the others actually say Default Notice on them. They appear to be further demands but i'll PM you what i have and see what you think.
  • 10past6
    10past6 Posts: 4,962 Forumite
    Wonga, the PM you sent at 4:23, what's the date issued on that letter?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • Useless_with_wonga
    Useless_with_wonga Posts: 233 Forumite
    Hi,
    Sorry for the delay had an unexpected visitor so came away from the computer apologies. That letter was dated 11th february 2009.
  • 10past6
    10past6 Posts: 4,962 Forumite
    Useless_with_wonga wrote: »
    That letter was dated 11th february 2009.
    So that's the latest default letter, again, it fails to meet the correct legislation, so can be beneficial to you should they commence litigation.

    As for the solicitors letter, it means nothing due to there "client" not complying with legislation, should they commence litigation (which is every possibilty) your defence will be the defective default notice.

    Once again, it's for you to decide to take the option that best suites you.

    It's not for you or anyone else to educate them on what the correct legislation is when issuing a default notice.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • Useless_with_wonga
    Useless_with_wonga Posts: 233 Forumite
    Thankyou. But I have no idea myself as to why it is defective. Should i go and see a Solicitor? I can't defend it at the moment because i have no idea what my argument is. I know you say it's defective but why?
  • 10past6
    10past6 Posts: 4,962 Forumite
    Wonga, Check your PM box please.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
This discussion has been closed.
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