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Credit file still mark default

Been sent few letters to Egg Banking plc to request mark the status to settle with no luck. Then sent the letter ( with everthing follow the clean up file topic ) to ICO and got reply to provide them a copy of statement of affairs? Today receive Equifax report still mark default. What can l do?

SUN PREPAID| Limit £O - balance £800CR
JD WILLIAMS | Limit £320---£800 - balance £10
Next | Limit £3500 - balance £ 0
Savings - £3350

Comments

  • coldoasis
    coldoasis Posts: 139 Forumite
    Not sure on this one where you can go now probably another go with the ICO

    So will bump for one of the experts

    ive got one with Egg to remove doesnt bode well


    out of interest i notice in your signature that you have accounts with JD Williams and such i have seen these mentioned elsewhere are they quite easy to get asi'm trying to improve my credit rating.

    Sorry for the hijack:o
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    The default should still remain but should also be marked as settled or partially settled.

    i.e. no outstanding balance shown.

    Not sure why the ICO want the SOA. It is not relevant to how the account should be marked.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • update
    update Posts: 133 Forumite
    Yes not mark settle or partially settled.
    With £17xxx outstanding balance shown.
    Also receive a call from ICO they still need a copy of statement of affairs? Even without a/c no. or ref. But when l declared Bankruptcy on 2005 ,they didn't give me any copy . So l need to speak to OR to request one. So easy for a year of Bankruptcy but so difficult to clean up credit file.

    SUN PREPAID| Limit £O - balance £800CR
    JD WILLIAMS | Limit £320---£800 - balance £10
    Next | Limit £3500 - balance £ 0
    Savings - £3350
  • coldoasis wrote: »
    Not sure on this one where you can go now probably another go with the ICO

    So will bump for one of the experts

    ive got one with Egg to remove doesnt bode well


    out of interest i notice in your signature that you have accounts with JD Williams and such i have seen these mentioned elsewhere are they quite easy to get asi'm trying to improve my credit rating.

    Sorry for the hijack:o

    Yes is very easy for JD Williams
    Discharged nearly 15yrs and happen again😓
  • coldoasis
    coldoasis Posts: 139 Forumite
    Fermi

    Did you happen to see the PM i sent you
    I'm struggling a bit with help on the issue

    Sorry again OP for Hijacking :o
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