Credit file still mark default
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update
Posts: 133 Forumite
Been sent few letters to Egg Banking plc to request mark the status to settle with no luck. Then sent the letter ( with everthing follow the clean up file topic ) to ICO and got reply to provide them a copy of statement of affairs? Today receive Equifax report still mark default. What can l do?
SUN PREPAID| Limit £O - balance £800CR
JD WILLIAMS | Limit £320---£800 - balance £10
Next | Limit £3500 - balance £ 0
Savings - £3350
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Comments
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Not sure on this one where you can go now probably another go with the ICO
So will bump for one of the experts
ive got one with Egg to remove doesnt bode well
out of interest i notice in your signature that you have accounts with JD Williams and such i have seen these mentioned elsewhere are they quite easy to get asi'm trying to improve my credit rating.
Sorry for the hijack:o0 -
The default should still remain but should also be marked as settled or partially settled.
i.e. no outstanding balance shown.
Not sure why the ICO want the SOA. It is not relevant to how the account should be marked.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Yes not mark settle or partially settled.
With £17xxx outstanding balance shown.
Also receive a call from ICO they still need a copy of statement of affairs? Even without a/c no. or ref. But when l declared Bankruptcy on 2005 ,they didn't give me any copy . So l need to speak to OR to request one. So easy for a year of Bankruptcy but so difficult to clean up credit file.
SUN PREPAID| Limit £O - balance £800CR
JD WILLIAMS | Limit £320---£800 - balance £10
Next | Limit £3500 - balance £ 0
Savings - £33500 -
Not sure on this one where you can go now probably another go with the ICO
So will bump for one of the experts
ive got one with Egg to remove doesnt bode well
out of interest i notice in your signature that you have accounts with JD Williams and such i have seen these mentioned elsewhere are they quite easy to get asi'm trying to improve my credit rating.
Sorry for the hijack:o
Yes is very easy for JD WilliamsDischarged nearly 15yrs and happen again😓0 -
Fermi
Did you happen to see the PM i sent you
I'm struggling a bit with help on the issue
Sorry again OP for Hijacking0
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