washing machine insurance - am i daft or what?

magoogy

my machine insurance ran out at beginning of feb and i didnt renew it - then my machine broke - obviously i was annoyed as i wasnt covered.....

then, i decided to rent one which is due to come tomorrow at £4 a week.....

but, i have had through the post a 'your parts cover has now expired' letter and offer to renew it for £76.80 - but, stupid me phoned up and asked if they knew the exact date it expired because the machine has broke - will they have made a note now that the machine has broke and am i too late to take this offer up which means i will be covered again from tomorrows date if i do it online? how long would it take to get it repaired usually?

or should i cut my losses and just chuck it and rent the one at £4 a week - have been nearly 4 weeks without one now and the thougt of having one tomorrow is joyful but can last another couple of weeks if im sure i could definitely get this one fixed or replaced as the cover is new for old replacement....

dont know what to do - any suggestions please?

thanks

fatboyonadiet

They'll probably have made a note of it me thinks, would have been best not to say anything and just renew it. Oh well you live and learn!

onestep

I think they'd probably have made a note of it. IMHO insurance for your washing machine is unnecessary - you'd be better putting the money you'd pay on the premium into a savings account, and then you've got the money there if it goes wrong. (and if it doesn't go wrong, you've got some savings! ) If you're renting a machine, then presumably the company will cover it if it goes wrong anyway?

HTH

onestep

magoogy

stupid me eh? yes the firm in going to rent off will sort all repairs, etc so will stick t o that - its my sisters inlaws so im going to get it cheap - thanks all

geo555

£4 a week = £208 a year or £624 over 3 years. Go to John Lewis and get one of their own brand washing machines for £299, you get a 3 year guarentee and you will own the washing machine.

magoogy

i didnt mention after a year you get the option to change it/return it or buy it for £90 - i have had it fitted and it is sure luxury to have a washer back finally - hate handwashing lol......i dont know if these are the terms for everyone or just for family (well - kind of family lol)....just found out the guy who does the machines (sister in laws hubby's brother in law) in actually a songwriter and this is just a sideline - he has actually got a record at number 2 in the charts at the moment - not checked it out yet......small world eh?

tontoreturns

thats shockin gonna have to watch out for that