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The Awesome April NSD (No Spend Day) Challenge!
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4/20 nsd for me so far thanks!total debt 4711.00 at lbm (4217.31) dfd aug 2012 :eek: overdraft 800 (400.00) kill overdraft first, loan 1500.00 ,creditcard 2411.000
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3 NSD's to date - if I manage to find free parking near the hospital today then I should be able to make it 4 but not sure this will be the outcome! giggle....
Does anyone find that if your plan for a NSD is ruined by something silly like bus fare or milk that you end up spending a bit more to make it worth it for the failure or is it just me? I know if I have to pay for parking today that I will no doubt buy a magazine or something equally silly! grrrr - I MUST get better with my will power!Well lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!
2025 Fashion on a ration - 9/660 -
Just popping in to report, I managed a couple of nsds at the weekend. So I'm up to 4/22 :jTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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3 NSD's managed...would have done a 4th today if I'd returned my libary book on time
(
Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Saturday was NSD number 3, Sunday would have been but I went to a car boot sale and got DH to hand over £3 for me so although the money didn't come out of my purse it would have done if I had my purse with me.:o
I am realising just how much of the shopping DH does. If i was including him then I wouldn't have had an NSD yet. I'll maybe get him on board for next month and try to get him to cut back on the spending days. At least it does tend to be just food he buys but there are always more sweets or biscuits than I'm happy with.The person who moves a mountain begins by carrying small stones.
Diet loss starting Sept 2019 0/80lbs:eek::o
Proud to be No. 47 of the DMP mutual support club
DFW Nerd #380. Proud to be dealing with my debt0 -
Can you put me down for 10 please?!0
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Had NSD yday and today
Up to 3 now
:j Baby boy arrived 22nd August 2012 :j
:jSecond menace arrived safely 13th February 2014 :jDebt Free Wannabee 20150 -
Hi
Looks like today will be the 2nd NSD of the month - can see 12 being a difficult figure to muster this month:undecided
bye bye0 -
Ooooo managed another today!! I've been classing no spend days as not spending any money, even out of my budget (i.e. I didn't count Friday as I went to Asda, but that's all I spent so does that count?).
It's a weird feeling not spending money, I am so used to spending for the sake of it it's odd to leave the tuck shop alone and to walk past the corner shop.
Mags x x x0 -
Yay, another unexpected one for me today (assuming I don't blow it and pop out for anything.
That makes 2 of my 12 so far, I am happy with that as this last week has been hectic.
Off to update my siggy and my tracking post on the first page.£34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
Sealed Pot #389 (2010=£133)0
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