Life without credit. Week one

Old_iron_balls

Great start John, keep it up - things will ease up eventually

:beer:

Xbigman

I take it from the phrase 'spare fridge' you have two? Turn one off as a fridge uses a noticable amount of electricity and will cost money. Mine costs £20 a year to run.
Regards



X

hope_strong

Hi John
Just to add my congrats.

You're doing what I'm meant to be doing, with minimal success (ie I have no willpower, and I know it - this isn't an excuse just admitting it) so far.

Please keep posting as you are proving that it can be done.
thanks
-Hope

john_kent

Yes i have two fridgeg. One is used for drinks and one for food. I am trying to make room in one to get rid of second. Guess I am a week away from that , but hopefullt be able to sell it on.

scholt

well done! :beer: It sounds like its been quite tough but now you can re-read that and think of what you've saved - marvellous!

tango

The good thing about your post is that as you have found out,using cash and no credit makes you think about everything you spend,this can only be a good thing,even if a times it seems really hard,keep it up

taplady

tango wrote:

The good thing about your post is that as you have found out,using cash and no credit makes you think about everything you spend,this can only be a good thing,even if a times it seems really hard,keep it up

I agree Tango, have been doing the same thing now for 6 months and it really does make you think about whether you really need something or just want it when you have to hand over actual cash!

Well done John! :j

bonnie_2

i havent had credit now for 2 years, since going on the dmp, mine has finished now, hubbys still going.
i wouldnt have credit again even if they held a gun to my head.
what was interesting was watchdog the other night. salesman dont like you paying in cash as they get commision on credit agreements and insurance sales.
so whenever you think you want to use credit instead of cash think of the greedy salesman working out his wage packet at the end of the week.

AMILLIONDOLLARS

Way to go John, keep plugging away, your certainly making me think about my spending!!:T

Thefunkygibbons

Great progress

Looking atfer the pennies is the way to go