Mortgage admin Fees - Can you claim them back??

sTaD

Just over 2 years ago i was with a&l...after taking out my mortgage i was charged £1,022 fee on top of my mortgage...i've recently few months back renewed my mortgage again with them and paid on top another £600...can i claim these back??

After reading through the website i could only find claiming back fees when u exit a mortgage only

Please help

Thanks

Trying_to_be_good

You bought a product for a price. Just like buying a TV. You agreed to the price, and you paid it. What's to claim back?

sTaD

A company had called me today saying i could claim these charges back. well admin fees...and the interest on top....i know you can claim late payment charges on credit cards and bank accounts but i was also told about this mortgage admin fee too.....this no correct then??
Thanks for the speedy response.

dunstonh

You cant claim back mortgage admin fees. They are a valid and acceptable fee. The only mortgage charge that allows seem claim back potentially is the mortgage redemption charge and even then its only the increase, if there was one. (i.e. contract said £100 but you were charged £150, then you can claim back the £50).

There are a lot of dodgy claims companies out there. Mostly the ones the phone you up on cold calls. They will often tell you there is a claim when there isnt just to get money out of you up front.

_Andy_

I'm in the process of reclaiming the delivery fee Tesco charged us last week for delivering our grocery shopping.