First letter.

deepintrouble

Does anyone know where i can find the "£1 letter"? Basically, the one that says I'm in financial difficulty and am sending a token payment for my account? I saw a really good one on here but can't seem to find it through the search button.

Cheers.

10past6

Hi DID

You may find the following letter helpful, amend to suite your needs

Dear Sir/Madam

Re Account No XXXXX
Since making that above agreement with you, our circumstances have changed.

We cannot now afford to agreed monthly payments because ... [your paragraph added here]

We enclose a Personal Budget sheet which shows our total income from all sources, and the total outgoings of our household. As you can see we have no money left to make offers of payment to my creditors.

In view of our circumstances, would you please accept no payment at present to be reviewed in six months. If interest or other charges are being added to the account, we would be grateful if you would freeze these so our debt does not increase.

Should my circumstances improve we will contact you again.

Thank you for your assistance. We look forward to hearing from you as soon as possible.

Yours faithfully

deepintrouble

Thanks, thats the one.