Crapquest - Beware!!

Marthasdad

Thanks Merlinexcalibur - I'm sick of being treated like a second class citizen by these t**ss**s - I did some silly borrowing and am paying for it (literally) - that doesn't mean they can take advantage at every opportunity does it?

diamondgal007

I had the same issue with capquest, but unfortunately had a DD with them, which they changed to the new amount.

I contacted my bank and deleted their new direct debit, then wrote to them telling them I had done so, and would continue paying the set amount I had been doing. They did not dispute this.

They are very annoying, and give you the minimum amount of time to respond. Good for you Marthasdad, dont let the b??**@@d's get u down!

Marthasdad

Thanks Diamondgal007 - did they write to you and confirm this was OK (to keep at the original level) or did they just go away?

redpete

Marthasdad wrote: »

I wrote to them and told them that I could not afford this (20%!) increase in payments - I explained that the current financial climate meant that my pay has been frozen - I also explained that (according to BBC news last week) real terms inflation is at 3.7% (this is inflation without mortgage interest payments). As I rent my home, I am not benefitting from reduced interest payments and, therefore, in real terms, I have had a cut in income of 3.7%.
...
I was quite pleased with myself - any views?

I wouldn't have included the stuff about inflation and renting the house - keep to the key relevant fact, i.e. that you are paying the maximum you can afford to now.

Merlinexcalibur

Thanks Merlinexcalibur - I'm sick of being treated like a second class citizen by these t**ss**s - I did some silly borrowing and am paying for it (literally) - that doesn't mean they can take advantage at every opportunity does it?

Nope, it doesn't. TBH, it really makes my blood boil when I see people treated in this way. There should be far tighter controls than there are because, clearly, some do not take a blind bit of notice of legislation as demonstrated by what you've experienced.

To put it mildly I am intolerant of these people who do this to people. But glad you are fighting back because the more who do so the more notice is taken of how people in debt are treated.

Anyway, I shouldn't be here so (smack) wrists have been severely punished for creeping onto the keyboard and autonomically allowing my fingers to type; but I don't like to see people in distress and in need.

worried_jim

well done ! stick to your guns.

Honeybee_2

Marthasdad wrote: »

Thanks Merlinexcalibur - I'm sick of being treated like a second class citizen by these t**ss**s - I did some silly borrowing and am paying for it (literally) - that doesn't mean they can take advantage at every opportunity does it?

They're playground bullies, nothing more.

However, when you've got mse on your side, your gang's bigger than their gang so you win the fight.