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HELP! Advice please on Fixed Rate or Tracker

2

Comments

  • bodgery
    bodgery Posts: 11 Forumite
    Thanks Andy - that's cleared that one up then! Their std. rates looked pretty weak by comparison to the rest of the market, but that's pretty good. Suppose the free legals would save me around £500 ish.

    Any other good Fixed Rates worth looking at?
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    The BoS exclusive does have a free legal and free valuation
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    Are you talking about the club 100 fee free remo Herbie?
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Hi Andy - hope all is well with you.

    The deal I know about is the SJP- BoS exclusive deal which has has the free legal and val package with the £1499 arrangement fee
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    Aha,

    Those sneaky SJP people ;)

    Thats a cracking deal Herbie, I bet it's popular?

    Andy
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    I have a lot of clients applying for this deal at the moment - the arrangement fee is not putting many people off for the exact reasons the OP has mentioned

    I wish I knew how to do the smilies on here - lol
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    I'm finding the same with the Pink BMS exclusives too.

    Smilies are simple mate.

    Do this : then this ) but next to each other without a space.

    :)

    Magic
  • bodgery
    bodgery Posts: 11 Forumite
    okay guys - let me in on this one!!! Don't want to upset my current adviser - he's a super chap and done lots of work for me, so I feel more than obliged to continue with his services.

    How do I get this rather mystical sounding "SJP- BoS" exclusive deal!!?? PM me if you don't wish to broadcast it.

    Cheers
  • bodgery
    bodgery Posts: 11 Forumite
    St. James's Place right? I assume my current adviser won't get a sniff at these deals?
  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    He won't unless he is either employed by, an appointed rep of, or submits business via St James' Place.

    There are many exclusive deals with many different clubs or packagers. In this case for your scenario St James' Place come out on top.

    Andy
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