RBS personal Loan

devils_vixen

Sorry if this has been asked before if the answer is obvious but back in October, I took out a loan with RBS. It was £3000 over 3 years. I did have a provident loan and was able to refinance this to obtain another and I am just wondering if I can do this with RBS or even add an extra amount onto existing loan?

My credit rating was nowhere near perfect in October and now it may slightly worse off as I have missed a couple of mobile phone payments but I would use this extra money to pay these off.

poppy_f1

may be worth calling them up, i know they offered me extra money to pay off my credit card when i called up to try to change a DD date
the missed payments may be a issue however - look at other options if you cant add it to your loan, a 0% credit card or a overdraft may be a option just to get rid of the provident loan

CLAPTON

It would probably be better for you to go over to the debt freewannabe boards and post up your full financial details and addreess the fundamental reasons why you are applying for loans.
From what you say a loan is probably the last thing you need