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-HELP- Best way to pay off my debt? -HELP-
jimjim79
Posts: 101 Forumite
I have saved enough money to clear my debt with a debt collection agencey but before I phone them I wanted to check on here what the best way is of paying it off. Is there anything I should know about before placing the call. Is their anyway of reducing the amount I will have to pay at all?
sorry if these are stupid questions but I'm a noob at this
sorry if these are stupid questions but I'm a noob at this
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Comments
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You can ask for a settlement figure at certain points of having debt but I am not sure if you can when it has reached a debt collection agencey.Nice to save.0
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really need to move on this one so if anyone has any advise then dont be shy. thanks0
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OK - I believe you can offer (or ask them to offer) a full and final settlement figure that they will accept to write off the debt.
There are threads on this subject so search the boards for them.
Do you have enough for all your debt? If so, then the moral high ground says you should just pay it without haggling.
However, if you have less, make them an offer. I think they will take around 70 per cent of what is still owing, but do check around the boards.
If I can find the threads I will post them here.:cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool::heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
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thanks for your advice0
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