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*** HELP! Ex in financial mess, debts in my name***

Need some advice, my ex and father of my little boy is in a financial mess after being made redundant. He's in arrears on so much, and has £10k on my credit card. I think an IVA or DMP would sort him out, but am unsure if he can claim the debt he has on my cards as being his?? (I also have £5k on my cards too)

Anyone have any advice??

Many thanks.

Comments

  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    he can add the debt to his list but he will only be allowed to pay you pro rata.

    Can you afford to pay the whole sum each month if he does that?
    If you've have not made a mistake, you've made nothing
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