We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Job Seekers' Allowance - I'm Even Worse Off Than I Thought!

13»

Comments

  • Please could you share the web address / contact info as to how to contact Tony McNulty, I too have a big problem and have not recieved benefit for 3 months now, it angers me when I'm signing on the local Job centre the alcholics and junkies who are quick to boast their benefits and remarks of 'see you in the pub'. I only want the opportunity to fund for work further a-field, yet the vast majority of benefit recievers where I live have never worked a days hard work - disgusting! - not to mention that fact I've been advised to commit fraud by staff at local Job centre
  • mike_L
    mike_L Posts: 154 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    It would have entitled you to Incapacity benefit (or ESA as it is now) which is based on either class 1 or class 2 contributions. I can well understand how you feel you pay in forever and when you need it ......get nothing. I was the same was a sole trader for 5 years, and an employer, and was an employee for many years before hand.

    Personally I think that benefit over and above the minimum should be 'accumulated' so that those who have been working for some years (in any capacity) should receive a higher award for, say, a year. Which is what 'earnings related benefit' was before Thatcher took it away in 1980.

    DD

    Thanks.

    I've just realized that I was paying not only class 2 stamps while self emp' but also class 3 voluntary stamps.

    I suppose this entitles me to claim for contribution based JSA rather than Income based JSA though there's only a few difference?
  • nane
    nane Posts: 1 Newbie
    Hi folks
    new here and in same boat having paid class 2 for 3 years and no jsa.

    Well, are we taking to the streets???

    Take care all
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    nane wrote: »
    Well, are we taking to the streets???

    Nice idea, nane - but they'd probably only tell us that we were making ourselves 'unavailable for work'. :rolleyes:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • adifor
    adifor Posts: 9 Forumite
    If I may chip in to this thread. I have just had my jsa turned down. PAYE for 11 years,self employed sub contractor for the last 15. Is my assumption from this thread that the contribution based jsa only goes back 2 tax years ?

    Also I have over 16k (just) in savings so would not qualify for income based jsa ( I am single,no other income coming in ) ?

    Finally debt doctor said it becomes payable after 13 weeks,if you keep signing on presumably. Does this refer to contribution based jsa ?

    Many thanks if anyone can clear these points up for me.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.