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Loan agreement not signed by creditor
Hi, I new to the forum and was looking into reclaiming my PPI from my HSBC laon. I have the original agreement from when I took the loan out and when looking through it, I noticed at the bottom I have signed the credit agreement but not dated it but there is no signature or date from the bank.
Does this still make the agreement enforceable or not?
Does this still make the agreement enforceable or not?
0
Comments
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I would guess that the signature box you can see is for the creditor to approve it within their business and that it's not a legal requirement for you to have a copy with their signature on.
Sadly, I'm not sure if the date next to your signature would have any bearing either. The creditor may have to get a court order to enforce the agreement but I cant imagine that the court would fail to uphold it on that basis.0
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