Charging orders - OFT Want To Know - Deadline is 30th March so please read now

rose28454

I have sent the OFT my story about how these orders are being misused and will be interesting to see if anything happens

rose28454

Further to my above posts perhaps someone can give me some advice as to where I stand re below scenario. I have posted on Consumer Action group aswell and was advised to apply for SAR. Any ideas welcome.

HFC took me to court last year and got a charging order on my house. However before it even got to court they had sold it to Marlins and now I have had a letter from their solicitors and the court saying the claimants name on the papers has now been changed to Phoenix Recoveries. When I spoke to the court I said I could not understand how the Claimants name could be changed. She said I could fill in an N244 form if I wished to do this. I spoke to Marlins today to confirm their address and they said that Mortimer Clarke solicitors were now dealing with it although they have almost the same address as Marlins. I am sending a CCA request today for my agreement. I know it may be too late as they already have the order but although this is a concern I am also trying to find out if they can apply 8% interest after judgement as they are doing.
Any advice would be appreciated

RAS

Rose

Unfortunately one of the reasons that creditors like charging orders is that they are allowed to charge the statuatory interest rate which is 8% on charging orders but cannot charge interest on CCJs.