Help with loan. advice please

wilt44

I currently have two loans that i am paying out for. One has a balance of £7000 and the other just under £900. I also have a credit card with £500 on and an overdraft of £650 that i wish to pay off. I have poor credit rating with a couple of defaults but no ccj's. I am after consolidating all these debts and have lived in my current property for just over 2 years. For the 2 loans I am curretly paying just under £190 a month but want to clear the credit card and overdraft as well. I don't want to just go and start applying for loans as this will go against me in on my credit rating. As anybody got any advice as to what loan would be the best for me?? Any companies got low rates that will satisfy my circumstances with poor credit rating.

Me_Myself_2

Instead of going for another loan, try looking at the debt free wanabee site for help in other ways.