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EGG: is this a default
thenightporter
Posts: 74 Forumite
I received this from Egg today.
Despite the fact they have headed the letter "Default Notice" I don't believe it is. The letter is below:
What do you think?
I have sent a CCA request and the 12+2 date has not expired. I have also send a formal letter of compliant and gave them five days to repond or I will contact the financial ombudsman. Their time was was up on Monday and they still haven't acknowledged. Who do I write to now (re the failure to acknowledge my complaint)?
Despite the fact they have headed the letter "Default Notice" I don't believe it is. The letter is below:
What do you think?
I have sent a CCA request and the 12+2 date has not expired. I have also send a formal letter of compliant and gave them five days to repond or I will contact the financial ombudsman. Their time was was up on Monday and they still haven't acknowledged. Who do I write to now (re the failure to acknowledge my complaint)?
0
Comments
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It is a DN but does not comply with legislation
What's your complaint about?I have also send a formal letter of compliant and gave them five days to repond or I will contact the financial ombudsman.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
What's not there 10past6?
Just curious as i don't really know about the content of DN's - i would have thought it was all correct if i had received it (before i checked on here of course).After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
What's not there 10past6?
BEFORE THE DATE SHOWN
No date stated to fix the remedy
Compliance on a creditor issuing a DN is very clear.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Interesting...we have a very similar one of those, might have to dig it out
No longer using this account for new posts from 20130 -
Because it's defective means nothing really as they can re issue a correct DN, the only time a DN is beneficial to the debtor is when the account is terminated.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
10past6 - they did give a date - I blacked it out in case it could identify me (slightly paranoid. My complaint was because of constant harrasment by telephone and their complete refusal to acknowledge my many written communications with them and their repeated assertions in writing that I had not contacted them at all!
Thanks for your help - given the date is there - does it comply?0 -
Opps, never noticed it, it's so far down the letterthenightporter wrote: »10past6 - they did give a date - I blacked it out in case it could identify me
Can you PM me the date the letter was generated, and the date it states to fix the remedythenightporter wrote: »Thanks for your help - given the date is there - does it comply?Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0
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