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catalogues and CCA? re post, where do I stand?
spinningsheep
Posts: 1,055 Forumite
hi, I already posted on this but didn't get a definate answer really, if I have a number of catalogues that are in arrears but I NEVER signed a credit agreement where do I stand? Most of these were taken out AFTER 2007 which is a big thing I believe something changed then? Any advice appreciated.
CC limits £26000
Long term CC debt £0
Total low rate loan debt £3000
Almost debt free feeling, priceless.
Ex money nightmare, learnt from my mistakes and never going back there again, in control of my finances for the first time in my adult life and it feels amazing.
0
Comments
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As per a message from fermi a couple of days ago
Accounts opened before 6th April 2007 must have a signed agreement with the correct terms on it to be enforceable in court.
Agreements after that are still covered, but the decision is at the courts discretion.
If you've have not made a mistake, you've made nothing0
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