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Car Loan Help
RoscoDaJoffy
Posts: 2 Newbie
in Loans
Hello,
Im new here and was wondering if anyone could give me help or advice regarding a loan for a car. I want to borrow about 3 grand. I have no credit history really apart from having a mobile for about a year keeping up payments.
I have used the smart search facility on moneysupermarket.com which was suggested on here and put in my details and it defaults that i have 'Good' credit which i think isnt the case.
I then clicked on the 'Needs Improvement Profile' looking through the results theres a compancy callled UCCLOANS which gives me a APR of 26.9%. which i think is quite reasonable...am i right in thinking that? If that is reasonable has anyone used this company or have any info regarding them.
Sorry to bore you all with the story haha. Any help or suggestions would be appreciated.
Ta. :beer:
Im new here and was wondering if anyone could give me help or advice regarding a loan for a car. I want to borrow about 3 grand. I have no credit history really apart from having a mobile for about a year keeping up payments.
I have used the smart search facility on moneysupermarket.com which was suggested on here and put in my details and it defaults that i have 'Good' credit which i think isnt the case.
I then clicked on the 'Needs Improvement Profile' looking through the results theres a compancy callled UCCLOANS which gives me a APR of 26.9%. which i think is quite reasonable...am i right in thinking that? If that is reasonable has anyone used this company or have any info regarding them.
Sorry to bore you all with the story haha. Any help or suggestions would be appreciated.
Ta. :beer:
0
Comments
-
Have you tried your bank, they might be able to advise on pre approved offers prior to applying.
I have found my bank to offer the best deal 3 out of 4 times when I have had loans for cars.
They were all personal loans and not HPI.0 -
Thanks for your response. Im a bit of amateur at all this loan malarky so no didnt even think to try me own bank may have to give them a try.
Cheers mate!0 -
26.9% is a lot of interest.0
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