We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
mortgage advise
Comments
-
Thanks, he said he applied to them as it is only them and HBOS that do the shared equity.Do you happen to know how long a mortgage appllication would stay on your credit file for?
I'm really frustrated with the whole thing and deeply regret defaulting.My mortgage broker suggested getting a mortgage with my father but I can't see that making much of a difference.
Is he sure they are the only two?
It sounds like the broker you are using does not have a grasp of what he is doing, and before he damges your credit file further and potentially that of your father, I would strongly suggest finding a different whole of market broker.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Thanks for the advise-really appreciate it!I think your right about the broker.I am going to save up for another 6 months and take it from there with a new broker.0
-
Sounds like a good plan :TI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards