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mortgage advise

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  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    ces wrote: »
    Thanks, he said he applied to them as it is only them and HBOS that do the shared equity.Do you happen to know how long a mortgage appllication would stay on your credit file for?

    I'm really frustrated with the whole thing and deeply regret defaulting.My mortgage broker suggested getting a mortgage with my father but I can't see that making much of a difference.

    Is he sure they are the only two?

    It sounds like the broker you are using does not have a grasp of what he is doing, and before he damges your credit file further and potentially that of your father, I would strongly suggest finding a different whole of market broker.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ces_3
    ces_3 Posts: 4 Newbie
    Thanks for the advise-really appreciate it!I think your right about the broker.I am going to save up for another 6 months and take it from there with a new broker.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Sounds like a good plan :T
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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