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Settling debt - update credit report?

Hi everyone

After settling a debt how long does it take to show it as having been settled on your credit report? I heard there are certain dates that company's update them and apparently 27th of each month is one of them?!

Thanks in advance.

Comments

  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    If a debt is settled, it should take no more than 2 months. The company may notify the CRA that the debt has been paid at the end of the month, then the CRA may update their system at the end of the month.

    Any more than this and i'd make phonecalls.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • Thank you - I thought it would take a lot longer.
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