Does it ever make you feel...not normal?

piptom&AndyPandy

Hi
Sorry I'm just a little bit off at the moment, but was clearing out some bits and found an old credit card and bank statement (when I actually had a decent debit card!). I just thought to myself "god I wish I was normal" I am sure I mean better with money or back in control - certainly don't feel it. I'm probably being dillusional! But does anyone feel this way ever?

Pip

xxx

gettingbetter

hi pip

just to let you know that
if feel like the biggest failure to ever
walk the earth :rolleyes:

the feeling will fade :j

kas xx

Shoe_Gal

piptom&AndyPandy wrote: »

Hi
Sorry I'm just a little bit off at the moment, but was clearing out some bits and found an old credit card and bank statement (when I actually had a decent debit card!). I just thought to myself "god I wish I was normal" I am sure I mean better with money or back in control - certainly don't feel it. I'm probably being dillusional! But does anyone feel this way ever?

Pip

xxx

You have my sympathy, I often feel this way. Usually when I realise that I could be living quite a comfortable life now if I hadn't been so stupid :mad: But, on the flipside, I am glad that I have realsied that I was stupid - and have stopped!

It will get better

Merlinexcalibur

Appreciate where you are coming from. Though I find, it also has made me value things more in life. I also cannot change, as much as I'd like to, things in this direction so ... I try not to think about it. Not ignore it, but if it's on your mind 24/7 it will quickly drag you down in that very dark place.

meerkat2007

I felt like the most miserable failure and a second-class citizen until I reached the point 6 years after the defaults when they started to fall off my credit record.

That feeling has subsided by about 90% now. I'm still paying a lot of the debts off, so I still don't feel 100% "normal" - I think that's down to the fact that Capital One never defaulted me but recorded an arrangement to pay, and although that account was settled in full in 2006, it will remain on my record as evidence of that bad time in my life until, I think, May 2012, or thereabouts.

However, the good news is, I am to be made redundant on 3 April, and will receive a payment that will enable me to pay off 7 - yes, 7! - debts in full. I will then have 2 weeks off before I start a new job, and yes, I have been fantastically lucky, I know.

I know that I should probably go down the F&F settlement route, given that I will have a lump sum at my disposal, but I am worried that I'll end up with new "partial settlements" on my record - the reason why that worries me is that my new job, working for a company I've been trying to get into for years, requires me to be security-cleared, which includes a credit check, and I don't want any new "red flags" to appear on my record at this stage.

Sorry for the waffle - to get back to the point, then yes, I don't feel "normal", but I certainly feel a lot closer to it now than I did back in 2001/2002, when it all went pear-shaped.

jenjade

I think if everyone was honest the majority of people owe money so you are normal!

I am now out of debt and a complete control freak with money! I am not normal either

piptom&AndyPandy

jenjade wrote: »

I think if everyone was honest the majority of people owe money so you are normal!

I am now out of debt and a complete control freak with money! I am not normal either

Made me smile Thanks! Thank-you everyone nice to know i'm not the only one!