SAR Request's

Innocent_Guy

never-in-doubt wrote: »

Nah mate - they will be looking at my cifas entries and credit file - watch this space!

No chance then!

never-in-doubt

Innocent_Guy wrote: »

No chance then!

Well you were right, no chance led to appeal reversed to yes please Mr N-i-D. Here is £3k LOL :rotfl::rotfl:

never-in-doubt

Righty Ho! Off to court it is then for N-i-D....

After a bit of messing about, I thought i'd apply for a court order enforcing compliance of my SAR request with an order for the statutory £1000 compo.... i've given them over 4 months now and they still demand a signature!

To date the following has happened:

Letter 1 - My SAR Request




Letter 2 - Response to SAR



Letter 3 - My response to above



Letter 4 - Response to my letter above



Letter 5 - My response refusing to give signature



Letter 6 - Their reply to my refusal


So I then decide to report this to the ICO who emailed me today with the following:

Thank you for yourdata protection complaint formof 26 April concerning the processing of your personal information by Callcredit.

Please accept my apologies for the delay in replying to you, our office is currently dealing with large volumes of work. This has meant that we have been unable to deal with incoming correspondence as promptly as we would like.

You have made a complaint that relates to the Data Protection Act 1998 (the DPA). The DPA has eight principles of ‘good information handling’. These give people specific rights in relation to their personal information and put certain obligations on those organisations that are responsible for processing it.

When we receive a data protection complaint we are under a duty, in most cases, to make an 'assessment'. This assessment is our view as to whether it is likely or unlikely that an organisation has complied with the DPA in the situation that has been described to us.

If we consider it is unlikely that an organisation has complied with the DPA, we will let you know and will decide what action, if any, to take. Whilst we cannot award compensation, we will educate the organisation to help them understand their obligations and advise them to take steps to comply with the law in the future. More information about our role is enclosed.

As I understand it, you are concerned that Callcredit have not yet responded to your subject access request, and that their reason for this is because they are requesting an original signature.

The 6th principle of the DPA says that ‘Personal data shall be processed in accordance with the rights of data subjects under the Data Protection Act 1998 (DPA).’

I do not yet have enough information to assess whether Callcredit is likely to have complied with the requirements of the 6th principle in this case. I have therefore written to them to ask for more information about this matter.

I will write to you again when I have received their response.

Yours sincerely

So I then wrote back with the following to see why and what they were sending to CallCredit when the facts were there in my letters:

Thanks for your email. Can you confirm for me, where in any DPA legislation it stipulates that a data subject (me) has to sign in ink, to request a SAR - you can't because it doesn't so why do you have to write to them?

I uploaded everything that was sent so you can see their reason, because they want me to sign which I refuse to do. I will not sign as nobody knows what my signature looks like, I am the victim of I.D fraud and so will not to sign anything but choose to use electronic signatures instead - as is my right under your perilous 6th Principle.

What Call Credit are asking is actually unlawful and not a provision of SAR, this is straightforward enough and requires no clarification.

Can I request a copy of the letter you're sending as I want to make it clear that unecessary delays will result in my taking stronger action, I am in the middle of obtaining an enforcement order against Call Credit for compliance of SAR and will likely pursue this just to name and shame the con credit people so if you're writing unecessarily then i'll have to deduct this time from any court papers issued.

I did think that the data I sent was suffice, if you'd like to share with me why you feel the need to write to Call Credit then please do so......

And that's where i'm at! Future updates to follow in due course....

Innocent_Guy

WOW - The heat is on!

never-in-doubt

Innocent_Guy wrote: »

WOW - The heat is on!

mate edit your post and erase all the images please - taking up the whole page lol :beer:

Innocent_Guy

never-in-doubt wrote: »

mate edit your post and erase all the images please - taking up the whole page lol :beer:

As requested...........:p

never-in-doubt

Innocent_Guy wrote: »

As requested...........:p

Mate i'm going for it with these beggars lol. They have broken almost every law going, slow battle but heating up..... i'll post my claim particulars once i've done them :beer:

poppy10_2

Just give them the bloomin' signature and get on with your life

never-in-doubt

poppy10 wrote: »

Just give them the bloomin' signature and get on with your life

why? That's like saying i'll let the banks pursue me for a debt without an agreement......

At the end of the day they have broken the law and should be punished and if it wasn't for people like me, making a stance, they would get away with even more than they already do. A signature is not necessary and so one will not be given.

If you have something to say, make it constructive or don't bother.... :cool:

savagej

I have read this entire thread and have been trying to work something out, please dont get me wrong i am not trying to commit fraud.

I was just wondering how do the banks find out about undisclosed addresses as in the two CIFAS record images that are posted on page 3, via I think imageshack.

Is it a simple case of the addresses are linked at the CRA and the person never mentioned it in their application (giving longer at their present address when it can clearly be seen activity was taking place at their previous address at this time), or can they search the entire say Experian database to look for you anywhere in the country, as that is the only way I can see them finding people.

I suppose what i am asking is what method do they use to find a previous address that you failed to disclose that would have adversely affected an application. Maybe as in the case of why Sygma keep putting CIFAS records on innocent peoples files.

I am confused as I was thinking of trying Sygma myself but I dont want to end up with the hassle of a CIFAS record when I have done nothing wrong and have to spend hours trying to get it fixed, because they seem to be coming up with lots of false positive