Payplan - help

debtbabe

Just had my call with Payplan and to be honest everything is just a cloudy as it was before!

Im not sure what to do, they say i can afford 208 per month for DMP or Trust Deed but i know i cant. Im living on my wage even though i live with my partner but because of that fact they said i had to split my living expense by half. I explained my other half is struggling with work, he is self employed.

Thinking about contacting CCCS, but do they advise anything different.

Any advice would be appreciated.

elsie52

Hi,

From what I have seen other people post on this board CCCS are stricter on your budget than Payplan, We are with Payplan, and never contacted CCCS so I can't give you my opinion. I am sure that someone will be along who is with CCCS shortly.

fatbelly

How about posting a statement of affairs on here?

Here's a calculator

Do it for the pair of you - so household income, household expenditure. We'll try to work out what your options are and which might be best for you.