March '06 - Pin Money Savings Challenge

MushyPeas

Hello :hello:

Another newbie here. I have spent the last three weekends spending hours on this website. I can't believe there are so many people out there who try their hardest to save their money. So many of my friends think I am mad

I thought I would join the PMS challenge. I like the idea that it is 'virtual' money and it is a way of keeping track of savings. It will be really motivating as often I save, but don't keep a record.

Here is my first stab at keeping track:

Sainsburys - 1 pint SS milk reduced from 32p to 16p. Bought 5 bottles, now wish I had bought the lot!

March PMS: £0.80 Not much but it is a start.

MoneySavingSapphire_:D

I've been lurking and following the threads for aages, so I'm going to jump right in! This month has been fantastic as I've been ruthless and sold lots of things (including precious shoes) on ebay... so my actual money made has been nearly £100! (I will work it out exactly later....)
I also bought two beautiful skirts in a little hippy shop when I was visiting the Shakespeare library in Stratford - bad as its money I didn't intend to spend, but they were £5 each reduced from £20+ each, and they'll be great for the summer - so virtual saving £30.
Also bought Original Source Rose shampoo from pound shop - don't need it yet but I usually buy from boots or lush so VS - at least £1.50
Wow - saving is so much more fun than spending!! :T

moggins

VS today £16.75 by stapling a new cover on to a worn out computer chair instead of going and buying a new one

savingpennies

Came home tonight to find I had won £5 in a local charity lottery. It's not money I earned or expected so adding it to my PMS.

Queenie

Yorkielass - :T :T :T You're doing brilliantly! Well done.

omega - all those bits soon add up don't they :T :T :T Great work!

MushyPeas - :hello: Welcome (Love your username!)
:T 80p is definately not to be sniffed at! It's a start and it will be even more encouraging as you watch it grow

MoneySavingSapphire - :hello: Welcome I agree, you've had a fantastic month :T :T :T
Yes, saving *can* be more fun than spending - it can become quite addictive in it's own way too :rotfl:

moggins - WTG :T :T

savingpennies - congratulations on your win :j :j By saving it, you'll win "twice" because it will earn interest too

Popped into Matalan last Monday to get some small lunchbox tubs and saw they had a clearance stand. Fortunately, not much tempted me *but* I did notice some gift ribbon on sale - 5m luxury ribbon £2 down to 25p :j
I bought all that were on the shelf

10 x £2.00 = £20
10 @ 25p = £2.50
Saving: £17.50

£17.50 now needs to be transferred out of the Gift A/c into PMS :j :j :j

MushyPeas

Hi Queenie

Thanks for your welcome, hello again back :hello:

Not sure how well I am doing with the pin money at the moment, but I'll keep trying. To read other people's attempts is inspirational!

omega_2

Just wrapping up my March challenge.

Had my car MOTed and Serviced using my Tesco Clubcard vouchers, amounting to c£40 actual PMS and £150 virtual PMS.

So, totals for March: vPMS:£231.18. :j :j :j

and aPMS:£40 :j :j :j

Queenie

The new PMS thread for the new financial year is now up and running and can be found via this link: April '06 Pin Money Challenge




:j :j :j WTG, omega!! :T :T :T

That's a fantastic result for the month :T :T :T

ladywood

Surpassed my target this month thanks to cancelling some unused subscriptions and getting refunds and of course some eBay/Amazon sales.
In the end transferred £300 into savings as we had some left over in the account on payday! :j

Yorkielass

Just totted up profit so far from March sales and am up to £62.10 :eek: - am so pleased.

Now I need to work out what I've achieved so far and how close I am to the wedding ring target