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Buy to let mortgages for expatriates

Any of my broker friends on here ( or anyone else ) got any ideas on this one ?

British lady living and working in Spain on about £10k equivalent.

Has house in UK worth £200k and wants to raise a buy to let mortgage on it. Rental coverage calculations no problem, but the stumbling block is that all the lenders I have tried so far ( C & G, BM Solutions, Woolwich, Bank of Scotland international) need a minimum earned income of at least £20k.
I am a Mortgage adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.

Comments

  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    Platform last time I checked were doing SC B2L. Not sure if they do expats.
    Try Skipton, N West. Bristol and West International (no proc fee so get that fee agreement in and insist on your solicitor so you get paid)
  • koexelek
    koexelek Posts: 7,847 Forumite
    Thanks for your input, Conrad
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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