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help!!

i really need advice!! over the last few years i've ben a bit reckless with money and have taken out a few student loans aswel as an unsecured loan from the bank! i also have a huge overdraft and dont know how 2 shift everything! im still a student until june but the debts are piling up and i dont know what 2 do!! :confused:

Comments

  • Deal with it straight away. From experience, do not bury your head. I was a student for 4 years and it is horrendous living hand to mouth and worrying about debt ontop of living expenses.

    Have you been to your university student services? They may be able to help and provide a hardship loan which you do not need to repay.

    What about calling CCCS?
  • jax3003
    jax3003 Posts: 18 Forumite
    u see the thing is i dropped out of uni and decided not to finish my course but then i began to work full time in my home town. my employer has paid for me to do a distance learning course which has taken 3 years whilst also working full time in practice but over this time i live on student wages! i will not tel u my net earnings per week as u may faint with shock! i will qualify 'fingers crossed' in june and my salary will increase but now i hav al these debts and wth my current earnings i will never be able to shift them! my boyf and i want to move in together but at the min im surving on roughly 25quid a week! :cry:
  • RAS
    RAS Posts: 36,181 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    Start by doing an SOA, so we can see what we can do.

    http://www.makesenseofcards.com/soacalc.html
    If you've have not made a mistake, you've made nothing
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