We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

reply to a fand f offer?

how long should you give a creditior to reply to a f and f offer? i wrote almost 3 weeks ago to both creditors and one said no on phone during conversation regarding them calling me morning noon and night but i have still not received an answer to the other one. i did follow these f and f letters up with a sar request so should i wait for reply from that hoping it will include answer to my offer or contact them prior to that. it looks as though one company is dealing with sar request as one of the £10 cheques have been cashed. bet its halifax as the have gone on to a debt collection agency stage and it is probably the dca who are dealing with the sar request
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.