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CCA advice
abesapiens
Posts: 9 Forumite
Hi everyonel , I posted this by mistake in someone's thread earlier on.....
Re credit card debt should a standard CCA request letter go to Barclaycard directly, or to Mercers (or Calder Finance who've just appeared on the scene with a letter) ?
Re credit card debt should a standard CCA request letter go to Barclaycard directly, or to Mercers (or Calder Finance who've just appeared on the scene with a letter) ?
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To CF. I know they are Mercers/Barclaycard but they are the ones in possession of the account now.Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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When did you take your card out? What year?Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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You gonna answer? Taken the trouble to reply to you. Coincidentally, as it also happens I have accounts with these people and spoke to them yesterday. Just curious is all. Because if you don't answer then I am afraid I will have to make 2 plus 2 equal four and do something about it.
Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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Very well.
Up to you if you do answer but don't kid yourself if you are connected to any of those 3 places that I won't be speaking to someone, and getting you stopped. Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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And I know none of that will make sense to anyone, I have a very good reason for asking/posting those things. Particularly, since early this morning and what I sent to someone via the internet. Thinking about wording of certain things for example.
But if not applicable - and I'd really like to think 'no, it's utterly random, just randomly posted' except for certain things I noticed. Hope I'm wrong, but there again. 
Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
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Sorry- I just went to eat my lunch ! No intention whatsoever of upsetting anyone in the slightest - have lurked for ages and seen all the positive help given here!
Barclaycard circa 20 years ago, and a Mastercard over 10 years ago.
I now have set off to drive 85 miles in a few minutes , so will be unable to see replies until I've driven back later tonight.0 -
[quote=Merlinexcalibur;__Coincidentally,_as_it_also_happens_I_have_accounts_with_these_people_and_spoke_to_them_yesterday.__Just_curious_is_all.__Because_if_you_don't_answer_then_I_am_afraid_I_will_have_to_make_2_plus_2_equal_four_and_do_something_about_it.__:)[/quote]
I'm sorry , I'm totally at a loss to see what you mean by this? I'm wondering if you think I'm someone else...0 -
Merlinexcalibur wrote: »To CF. I know they are Mercers/Barclaycard but they are the ones in possession of the account now.
Thanks - I was so bemused by your subsequent posts that the CF abbreviation didn't click - it has now!0 -
The card in a nice blue envelope sent by Calder Finance saying that they would make a doorstep call did not give an address ( only their registered office , and that they were Mercers trading as Calder Finance).
I've sent the CCA request to Mercers at their PO Box 55 Liverpool address.0
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