What is best way to buy an engagement ring?

xJayJayx

If you really want to give the gesture of getting her a ring when you propose, how about getting a cheap ring for the gesture and then taking her ring shopping after so she can pick a ring she would like.

RustyFlange

OxfordRob wrote: »

Thanks for the reply and sorry to read of your situation. I can assure you that I am not complacent about my job and realise that there is no job security anywhere but was merely trying to give reasons to my thought. I agree that perhaps my sights are a tad high for a ring and see that prudence is perhaps more of an appeal than big expensive gestures.

I have a good idea of what style of ring she would like as it is no secret that we want to get hitched however it is secret as to when and how I go about things. A kind of unmentioned certainty as it were I shall contemplate every ones comments and whatever I do I will not just rush into anything and fully weigh up the pros and cons. I still have some car boot sales to do first and intend to raise some more first.

I am sorry if I worded it wrong, I wasn't trying to fault what you are doing I think it is a lovely gesture and you sounds like a lovely bloke. I was simply giving an example.


Can I make a suggestion, why not use something daft as a ring, i.e hulahoop, jelly diamond ring, the ring off a keyring and then go together to choose a ring and get her sized etc? Maybe you could plan a day of completely daft things you both like to do and tie it in with that?

McKneff

RustyFlange wrote: »

I am sorry if I worded it wrong, I wasn't trying to fault what you are doing I think it is a lovely gesture and you sounds like a lovely bloke. I was simply giving an example.




Can I make a suggestion, why not use something daft as a ring, i.e hulahoop, jelly diamond ring, the ring off a keyring and then go together to choose a ring and get her sized etc? Maybe you could plan a day of completely daft things you both like to do and tie it in with that?

Coke can ring, love heart with a hole in it?

RustyFlange

anniehanlon wrote: »

Coke can ring, love heart with a hole in it?

you could use a love heart in a ring box (favour box) which says marry me on it?

pinkladymel

I am not being snarky, this is a genuine question.. if you are in such a good position right now with your job and your life, why are you so keen to take a ring out on credit? A lot of people get sucked into lending money when they are blissfully happy because it will give them the funds right now and they know they can easily pay it back with their salaries. However, the reality is that once the wedding is over and you settle back home.. you are bought back down to earth with a debt and less income. You don't want to start married life in debt.

On the whole life turning thing, I used to be in a managerial position of 35k pa and overnight the man of my dreams went from a highly paid professional wrestler to wheelchair dependant and I had to resign. We now live on a very low income as I freelance when I can but I decided to take out a loan and get married or i'd never afford it.. and it was the best day of my life. So don't think I am preaching to you about it.. and I still wish you the best of luck

OxfordRob

I guess the reason for credit is that after bills, mortgage and living expenses in general if I am to wait until I have saved the money for a ring it will have been about 4 months further down the line. I know that good things come to those that wait but if I can save enough for a deposit I don't see the harm in taking a 0% APR with the jewelers meaning I just pay a set amount for 6 months.

I could wait until I have saved and yes the whole wedding itself, jumping the gun here , will require loads of saving but I just love her and I know she loves me. Does that make sense?

I am in no way meaning it to sound like I am bigging up my situation and know full well that nothing is certain in life and that circumstances can change so quickly but unless there is something I am completly missing what harm is there in making enough money to use as a deposit and then a 0% to pay the rest in a few monthly installments?

supersavingsharon

From a woman's point of view spend no more than £500 on ring but perhaps go away for a really romantic weekend/holiday when you do propose. Paris or somewhere that means something to you both springs to mind. The ring/weekend doesn't need to cost a fortune (espec in todays economic climate!) but the fact :beer: that you both want to be together that means everything. Bet her father will be thrilled that you are going to ask his permission, romance/chivalry are not dead!!!!!

TillyTrippit

Hi Rob,
Thought I would add in my experience. When my OH proposed he had a 'promise ring' which hadn't cost him a great deal but could double up as a dress or eternity ring afterwards. We then went shopping in three cities before we found the perfect one! He worked on the idea of a month's salary as the cost. We found a very old jewellers for my ring - one which had a really good reputation for beautiful stones. He was given a certificate for the insurance which proved that to remake the ring would cost more than the original as they would have to buy in the stones. Don't just go to the big famous shops, ask around.
If your lovely lady is anything like me, it could take months to find the right ring, by which time you will have probably saved enough for a deposit on a house!! LOL:rotfl:
By the way, you sound lovely - if she says no, I have a friend...........
Good luck for the future to you both.
Tilly
xx

Marg

Congratulations Oxford Rob on having found 'the one'. Asking her Dad is a brilliant idea - my Godson recently did the same........

Please Please don't buy the ring on credit - it would loose it's shine for me if I thought OH had done that - in fact I'd hate it. It's not romantic & smacks of being 'commercial' at a time when you shouldn't be.

If the ring is too expensive she may not feel comfortable wearing it all the time & surely you want her to wear it don't you?

TheFiendNextDoor

Are you anywhere near Birmingham? We have the "jewellery quarter" which is packed with jewellers who sell at cost-price. A fab day trip and you get to come home with the perfect rock - a lot of people go for just that.