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imoney manager programme
s1h
Posts: 491 Forumite
Has anyone else used this?
Came across it on this site, but have a few questions.
Where it asks for details of debts. For example interest rates on overdrafts, if you are over your overdraft so part of it is being charged at 25% and the other part at 9% what do you put in for the interest rate? Also what would I put for the monthly payment for overdrafts as there isn't one fixed as such.
Same with credit cards, say my normal minimum payment is £80 but at the moment they are requesting £160 from me which is because I have missed a couple of payments how does that work.
I am trying to use this programme so I can use the template letters and show creditors a statement of affairs and offer off token payments and what I can afford but am having difficulty with these points.
Came across it on this site, but have a few questions.
Where it asks for details of debts. For example interest rates on overdrafts, if you are over your overdraft so part of it is being charged at 25% and the other part at 9% what do you put in for the interest rate? Also what would I put for the monthly payment for overdrafts as there isn't one fixed as such.
Same with credit cards, say my normal minimum payment is £80 but at the moment they are requesting £160 from me which is because I have missed a couple of payments how does that work.
I am trying to use this programme so I can use the template letters and show creditors a statement of affairs and offer off token payments and what I can afford but am having difficulty with these points.
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