Vanquis visa card.

startagain_2

Vanquis also bombard you with a lot of horrid "credit card cheques" on a regular basis.

They upped my interest rate twice in the 18 months I was with them and it was a hike.... and I was meeting my monthly payments, not a problem customer. Their rate for cash withdrawals is horrendous.

SA

startagain_2

With all due respect to the posters on here who got into difficulty through failed businesses or circumstances out of their control there are a number of us who have watched their spending and credit spiral out of control because it is so difficult to resist temptation when you are feeling low or because it doesn't feel like real money. I know, because I am one of them.
It is very easy to say not a problem, pay it off each month but when reality bites, especially when living on a budget, this is not always easy.
Anyone taking out a Vanquis card should take great care and not be unduly flattered by the fact that their application is successful.
Debts can creep up on people, resolutions to pay off in full monthly can sometimes be like New Year Resolutions.... short lived.

IMHO

SA

philnicandamy

Vanquis prey on the financially vunerable.....FACT

startagain_2

How did you manage to say in 7 words what took me an essay?
lol
SA

fiveyearplan

startagain wrote: »

How did you manage to say in 7 words what took me an essay?
lol
SA

Because he's a man and they use less words - known fact.

startagain_2

fiveyearplan wrote: »

Because he's a man and they use less words - known fact.

:rotfl: :rotfl:

philnicandamy

Trust me....if theres an easy way round something A man will always know

spenderblender

Trust me....if theres an easy way round something A man will always know

Can you please tell this to my husband who, has to walk all around the trees to get to the centre.

fiveyearplan

With every rule there is always an exception.

fiveyearplan

Or maybe he's in touch with his feminine side.