Court date next week...

spentit_2

Hi,
Finally going for it..Thanks to all for the incredible amount of information on this site, could not have managed without.

Got court date for next week (omg) cannot decide on my brown or grey suit

not worried about the actual court, but expect a roasting from the OR for my irresponsible spending including gambling and drinking. (not that bad really I suppose) Retired now so I may not be too bothered by that.

This is my SOA with figures which are factual but adjusted slightly from information on here and from cccs who have been very supportive.

OH is not going BR but is supporting me in mine.

Comments and suggestions are welcome.

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household.........
Number of cars owned....................
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 250
Benefits................................ 907
Other income............................ 0
Total monthly income.................... 1157
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Hire Purchase (HP) repayments........... 0
Rent.................................... 299
Management charge (leasehold property).. 0
Council tax............................. 74
Electricity............................. 80
Gas..................................... 0
Oil..................................... 0
Water rates............................. 19
Telephone (land line)................... 46
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 346
Clothing................................ 80
Petrol/diesel........................... 0
Road tax................................ 0
Car Insurance........................... 0
Car maintenance (including MOT)......... 0
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 7
Life assurance ......................... 24
Other insurance......................... 9
Presents (birthday, christmas etc)...... 0
Haircuts................................ 20
Entertainment........................... 0
Holiday................................. 20
Emergency fund.......................... 0
Total monthly expenses.................. 1036

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0

No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
cc.............................24000.....850.......0
Total unsecured debts..........24000.....850.......-

Monthly Budget Summary
Total monthly income.................... 1,157
Expenses (including HP & secured debts). 1,036
Available for debt repayments........... 121
Monthly UNsecured debt repayments....... 850
Amount short for making debt repayments. -729
Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -24,000
Net Assets.............................. -24,000
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.

RAS

Hi

Are you going BR?

if so, post this up on the BR sub-forum as the BR SOA is rather different to the DFW one.