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feeling a little stupid???

2»

Comments

  • koexelek
    koexelek Posts: 7,847 Forumite
    Tiddler wrote: »
    The 2.99% deal is not available to brokers - checking the Abbey website I can only see one 2.99% deal which is available at 40% ltv, with a £599 fee payable upfront. BUT

    to get it you have to be a Abbey current account holder for over 12 months with £1000 credit & at least 1 DD going out.

    So looks like a headline rate gimmick that will be available to very very few people imo.

    STOP PRESS :

    You also have to be over 6ft 6inches tall, be fluent in six different languages and have a bushy beard.......and that's just the criteria for female borrowers :rotfl:
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • cmac
    cmac Posts: 129 Forumite
    thank you for your answers i now understand that the 2.99% even with fees will be cheaper I`d seen both abbey and first direct myself the 4.49% was with the broker
    will now go check if i meet their needs
    thanks again
  • cmac
    cmac Posts: 129 Forumite
    just to let you know i didnt meet the requirements for the 2.99%
    you needed to hold an account for 1 year and have funded it with 1K for 12 months no chance
    back to the drawing board for me

    thanks
  • How does the FSA reconcile the facts that
    1) Some brokers say that they are "Whole Market"
    2) They do not consider the Whole of the Market.
    ...............................I have put my clock back....... Kcolc ym
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