DFW noob

BluePumpkin

I think I would be more willing to combine our finances if we had been living together for longer or if we had more plans for the future... It is not like I think we'll break up or anything, but we've been living together for less than a year and we don't talk much about the future etc (he is still in the boy stage of no commitment) :rolleyes: For some weird reason, I'm overly cautious with money in that way but not when it comes to debt! It is something I'll think about. I already pay all car costs, so I might adopt another bill.

I've been looking around on this site, and I'm really tempted to try to claim my bank fees bank. I must have paid them a small fortune in charges over the years. I'm a bit scared that if I ask they will take away my overdraft though...

Forris

I'm one of the many in the system for reclaiming bank charges and it didn't affect my accounts at all. I think that it would be deemed as unfair if they changed your account or T's & C's because you were reclaiming. Check on the 'bank charges' board for clarification.

BluePumpkin

I've had a look on the bank charges board and they agree with what you that they couldn't take the overdraft away. It seems to be quite a lengthy process anyway, so I may as well start as soon as possible!

I've spoken to the loan company and I need to write a letter to be able to cancel the insurance. I guess recorded delivery is the way to go? The paperwork I received with the loan seems to say that nearly 2k of the total repaid is for the insurance :eek: