Oops just ordered credit report (from equifax) and wont let me view it...

char_student

...says I need to call them. I answered one of the questions wrong (it was something I had years ago). Anyway they are closed now so cant call til tomorrow. Does anyone know if I will still get my credit report?

I signed up via quidco for the 1 year annual subscription (£69.99) with 30 day free trial. Has anyone used this one before and cancelled easily? I want to make sure I wont be charged £70!!! I will call tomorrow but just wondering right now if they will charge me the full £70! thanks!

baggybond

char_student wrote: »

...says I need to call them. I answered one of the questions wrong (it was something I had years ago). Anyway they are closed now so cant call til tomorrow. Does anyone know if I will still get my credit report?

I signed up via quidco for the 1 year annual subscription (£69.99) with 30 day free trial. Has anyone used this one before and cancelled easily? I want to make sure I wont be charged £70!!! I will call tomorrow but just wondering right now if they will charge me the full £70! thanks!

I signed up for the free 30 day offer and cancelled today, day 29 of the offer, and they had already charged the £6.99 today!!!

I cancelled using the free '0800 7839421' which I found on this site. Doesnt matter how long they keep you on the phone then because its a free 0800 number. Only took a few minutes to cancel on this number. I was put on hold 4 times for 15 mins each on their other number then gave up!!!

If you read through this site it tells you all about credit reports and how worthless they are. I wont be getting another one from Equifax or anyone else!

GrammarGirl

They're not worthless in terms of checking your information is correct and that you don't have anything strange on there that could stop you from getting credit.

I signed up for Experian's 30 day free trial and cancelled a week before it ran out, but they gave me access for the final week of the trial and didn't charge me anything. This allowed me to check why I was being declined credit (not on the electoral register, duh!) and sort out the problem. Experian were really lovely on the phone as well!

I think the thing you have to remember with credit reports is all lenders have their own criteria to decide whether you're a suitable candidate. The advice I've gotten from this site is to ignore Experian's credit SCORE feature (which you have to pay for, regardless of free trials) because each lender is different.