Lightbulb moment! HAPPENING RIGHT ABOUT NOW!

lynzpower

Absolutely correct about the sofas. I got them on a brilliant deal, reduced to clear and with the years interest free. I was hoping to pay them off in febraury, except my lodger moved out to her parents and her rent was going to cover at least half of it for one month... .

Hopefully another mate of mine might be moving in in which case, this will be one of the first things I pay off!!

Kevicho

Cheapen the dvd costs by reading the following

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1134152286,68176,

Ive done one month so far, will prob sign up to a 2nd free one soon

ms_london

https://secure.widearea.co.uk/cisubs/TOUT/TIM/rc2004

Use this to subscribe to Time Out. Once you have received your copies, cancel your DD and start again!! It is a fab mag so I understand why you would want to keep it!!

xx

pug_in_a_bed

Just thouht I'd add I know what you mean about the dvd rentals being your social life!

But... i am a huuuge dvd tart, i've been through loads of free trials. Even now that I pay, I only pay when i can take up a new offer - which these companies send you a little while after you cancel to tempt you back in. Then when the offer has expired, I cancel, and wait for another offer to come through.

Its worth cancelling to try and get new deals.

xela_17

pug_in_a_bed wrote:

Just thouht I'd add I know what you mean about the dvd rentals being your social life!

But... i am a huuuge dvd tart, i've been through loads of free trials. Even now that I pay, I only pay when i can take up a new offer - which these companies send you a little while after you cancel to tempt you back in. Then when the offer has expired, I cancel, and wait for another offer to come through.

Its worth cancelling to try and get new deals.

I do exactly the same! Right now I am on a 3 months for the price of 1 deal with lovefilm.

crystal_clear

lynzpower wrote:

Rent account ( I manage this)
570 in from me
400 in from partner
council tax £140 ( paying some arrears will revert to £80 in April)
£43 buildings & contents
£12.99 lovefilm subsciption
7.50 time out subscription
£350 mortgage (interest only)
£350 rent & service charge includes water rates
12.00 tv license
17.99 internet with tescos ( think im tied in with this)


.

Sorry to pick up on this but You have £970 being paid into a Rent account ?
you pay
£140 CTax
£43 B&C ins
£350 mortgage
£350 rent & serv charge

why £883 yet £970 paid in and why Mortgage and rent payments ?? did i miss something.

Crystal

Bargain_Rzl

crystal_clear wrote:

why £883 yet £970 paid in and why Mortgage and rent payments ?? did i miss something.

Crystal

It's a shared-ownership property - she's mentioned this in her separate thread about lodgers.

lynzpower

Yes, sorry thanks for clafyfying, it is a shared ownership property, so half to the mortgage co and half for the rent i couldnt get mortgaged on!

Thanks for the tip on dvd tarting - might look into that!!

Cheers again x