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Comments

  • stan780953
    stan780953 Posts: 28 Forumite
    Hi
    Thank you very much for all your help Tigerfeet and Donna.
    With the electric I am paying a payment plan which is £80 a month and with the gas my last bill which was from 17th nov-25th feb was £266.31. There are no car expenses as I'm lucky and have a company car and all I pay is private fuel.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks for the clarification Stan.

    Does the repayment plan include any arrears?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • stan780953
    stan780953 Posts: 28 Forumite
    Hello again I have made some changes and hopfully put things in the right place. What do you think?

    IncomeAmount(£)Monthly income after tax1250Partners monthly income0Benefits0Other income0Total monthly income1250

    ExpensesAmount(£)Mortgage0Secured loan payments0Hire Purchase (HP) payments0Rent475Management charge (leasehold property)0Council tax81Electricity80Gas80Oil0Water Rates30Telephone (land line)55Mobile phone0TV Licence12Satellite/Cable TV0Internet services0Groceries etc.200Clothing50Petrol/diesel100Road tax0Car Insurance0Car maintenance (including MOT)0Car Parking0Other travel0Childcare/nursery0Other child related expenses0Medical (prescriptions, dentists, opticians etc.)20Pet Insurance/Vet bills0Buildings Insurance0Contents Insurance5Life Assurance0Other Insurance0Presents (birthday, christmas etc.)10Haircuts10Entertainment0Holiday30Emergency Fund0Total monthly expenses1238
  • stan780953
    stan780953 Posts: 28 Forumite
    Sorry


    Income Amount(£)
    Monthly income after tax 1250
    Partners monthly income 0
    Benefits 0
    Other income 0
    Total monthly income 1250

    Expenses Amount(£)
    Mortgage 0
    Secured loan payments 0
    Hire Purchase (HP) payments 0
    Rent 475
    Management charge (leasehold property) 0
    Council tax 81
    Electricity 80
    Gas 80
    Oil 0
    Water Rates 30
    Telephone (land line) 55
    Mobile phone 0
    TV Licence 12
    Satellite/Cable TV 0
    Internet services 0
    Groceries etc. 200
    Clothing 50
    Petrol/diesel 100
    Road tax 0
    Car Insurance 0
    Car maintenance (including MOT) 0
    Car Parking 0
    Other travel 0
    Childcare/nursery 0
    Other child related expenses 0
    Medical (prescriptions, dentists, opticians etc.) 20
    Pet Insurance/Vet bills 0
    Buildings Insurance 0
    Contents Insurance 5
    Life Assurance 0
    Other Insurance 0
    Presents (birthday, christmas etc.) 10
    Haircuts 10
    Entertainment 0
    Holiday 30
    Emergency Fund 0
    Total monthly expenses 1238
  • stan780953
    stan780953 Posts: 28 Forumite
    Thanks for the clarification Stan.

    Does the repayment plan include any arrears?




    Hi Tigerfeet
    No repayment plan doesn't include any arrears. When I had my first bill I couldn't afford to pay so I phone the company and they set it up for me and it has just stayed that way.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yep! looks good to me.

    How come your Contents is so low? Does it include accidental damage? A must if you are going BR.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    stan780953 wrote: »
    Thanks for the clarification Stan.

    Does the repayment plan include any arrears?




    Hi Tigerfeet
    No repayment plan doesn't include any arrears. When I had my first bill I couldn't afford to pay so I phone the company and they set it up for me and it has just stayed that way.

    Cheers. Might be worth checking if you are in credit with them. Have they done a proper meter reading lately?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • stan780953
    stan780953 Posts: 28 Forumite
    Thanks again. I will check if I'm in credit. Contents cost me about £50 a year with no accidental damage so will look into getting this changed
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