Mortgage Problem re Salaries

Mr_E_Man_2

Cashpig74 wrote: »

To be honest mate - how bad do you want the new place? Are you willing the bend the rules? Its the only way to get on without getting screwed - find a broker that can accomodate through "contacts" and see what they can offer.

Otherwise you will lose out in the end,

Maybe he could then sue the broker and his solicitor for being dodgy. Martin can't lose can he?

It's good this lie and sue, lie and sue culture isn't it.

Cashpig74

*clears throat* - I never said LIE. I said find a broker that will bend the rules - ie stay within them but yet interpret them to benefit your situation.

MY MORTGAGE issue is totally different. The broker I used did not act FOR ME - he acted "for me" for sure, but he actually submitted false paperwork whch benefitted the fraudulent investment company and solicitors for under the table payments/backhanders.

Slightly different ppl

Bending the rules is simply making the most of the situation by thinking outside the box. most ppl are blind to how the rules can be interpreted so they give standard answers and get standard replies, which most of the time is not good news.

Ever heard of the situation where ppl KNOW they can afford the repayments but the bank wont give them anything like the mortgage they need on paper?

Im sure you have - so you have to use your lateral thinking skills to get what you need whilst satisfying the lenders needs.

Fliss_M

What strikes me is getting a job in one month, even at tesco, is cutting it quite fine. Could you try a local shop, maybe explain the situation.

I can understand you dont want to be hit with a huge APR, but if it saves you from legal backlash, wouldnt that be better?

sneaky

Agree with the guy above.The best option would be to go through a broker. Tell them your situation they will arrange letter/payslips to confirm you can meet the lending criteria. It will cost you around £600 for this service. They will get a commission on the mortgage and you will have saved a few bob. Choice is yours!