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Confused

I am in the process of repairing my credit rating. Checked my credit report on equifax and got a credit scor of 248, I also then chequed experian and got 620 I do not understand why they are so different. Could somebody explain. Desperately want to move at the end of the year and so the quicker I can get a good rating the better.

Comments

  • debrag
    debrag Posts: 3,426 Forumite
    not all financial items go on all 3 reports.

    I have 432 on Equifax, 595 on callcredit and 612 on Experian. I have no information at all on Experian and not all the same on the other two
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    i think you'll find the number on the credit rating doesn't really mean anything, and generally if someone checks your credit they've got their own scoring process anyway.
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