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Anyone else considering a 5yr/10yr fixed rate mortgage?
Comments
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Dithering_Dad wrote: »Is there any way you could make overpayments on your mortgage to increase your equity and make sure that you get the 75% LTV?
maybe but my concern would be that house prices may fall faster than we can overpay and in the meantime fixed rates could be rising.
I have a backup plan to pay a lump sum off the mortgage (have up to £10K available) if we just miss 75%, but that is another story.
existing provider will not lend as their online calculator says we have >75% ltv0
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