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Starting out on a new path!
happy_peach
Posts: 34 Forumite
Well, I've made the first step. Called Payplan to sort out my income and expenditure, and have agreed on a Debt Management Plan.
Next step is sending out token payments, and cancelling direct debits! :eek:
Wish me luck! And I will update as I go along!
This site is a lifesaver!
Peach x
Next step is sending out token payments, and cancelling direct debits! :eek:
Wish me luck! And I will update as I go along!
This site is a lifesaver!
Peach x
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Comments
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Glad that you are moving forward.
This site is indeed a lifesaver!
Keep posating!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Been to the £ shop today and purchased a sealed tin! Christmas saving fund ahoy!
:T
Peach x0 -
Got an email from eBay this morning with regards to no insertion fee if you list for less than 99p! :j
Friday evening will be spent taking pictures and listing! :T
Peach x0 -
Happy ebaying
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well, got 8 items on ebay, good start. Kind of theraputic!
Had a wee drama with a bank charge from the Halifax. Didn't realise that paypal had a dd on my account. Despite phoning and asking if I had any dd on my account and being told no. But I stated my case and as a goodwill gesture they will waive the fee this time! Phew!
Still getting set up through Payplan and my first payment goes out on 1st April! eeeek!
Hope everyone is well!
Peach x0 -
Congratulations on starting your debt-free journey! Also, good luck with the ebaying. I've just this week become a seller after the advice on this site.
Gotta love MSE! :j XSealed Pot Challenge 2009 # 650 (target £150)Long Haul Supporters # 158 debt free 2014Member of the Blondettes :beer:Debt Free Date: doesn't bear thinking about!0 -
Early February, I phoned up to change the date for my car isurance from 24th of the month to the 28th of the month (payday!) and despite telling me it would be changed, nothing was done.
Result, overdrawn this morning! :mad:
Called the insurance company when I got into work, and the date has now been changed. The DD will be recalled too. On the upside, if I recieve any charges from my bank, they will re-imburse me.
The fun and games never ends!
Peach x0 -
Another awesome start to the day!
Didn't realise my bus ticket had increased by £1. Only had the old fare on me. Had to borrow £1 from a girl I know who gets on the bus!
Doh!
Peach x0
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