Chancel Insurance

Katy_W

Hi

Does anyone know if it is a requirement of a transfer of equity for the deeds of my house to be put in my sole name that I take out Chancel Insusrance.

The solicitor's sent me the following:


The above building is located within the historical boundary of a

tithe

district

or parish which continues to have a potential chancel repair

liability

based upon historical parish boundary data and the relevant

documentation pertaining to chancel repair liability held by the

National Archive.

Langleys say that it is a requirement that I take out the insurance or they cannot transfer the deeds, other solicitors say it is not necessary.

Any help would be appreciated.

Thanks

opinions4u

I think the question is "how much is the premium?".

I think I paid £9 when buying a house last year. This seemed better than the outside chance of the vicar knocking on the door and demanding a couple of thousand towards the new roof fund.

If you really want to avoid it, change solicitors (although I'd love to know why some would have a different view); but I think doing so would cost you more than paying the premium anyway.

Katy_W

Hi

The insurance is £200 which I thought was a bit steep.

opinions4u

Katy_W wrote: »

Hi

The insurance is £200 which I thought was a bit steep.

Now I think my £9 relates to the search cost and not the actual insurance. Apologies.

There are a few other articles on this site on the same subject.

Here's one:
http://forums.moneysavingexpert.com/showthread.html?t=324607

Using the search facility will uncover others.

Good luck!

Trying_to_be_good

I think I paid £50 four years ago when I bought my place - something about being liable for the parish church building, including the roof, should they come looking for money.