Probate, Me & The House

askingforit · 7 March 2009 at 10:40PM

Hi,

I should have sold the house as soon as mum died, knowing it was going to go belly up, but I didn't. I tried getting the house in my name and transferring mortgage but Abbey wouldn't allow it after application, I did try a broker after, two but couldn't get past the requirement stages. I have an unpaid ccj under two years.

Do I have any right to have the house in my name at all or do I just keep paying mortgage off in mum's name? In an ideal world I'd get mortgage and take money out of the house and buy abroad but a bit difficult at the moment as we all know.

I live abroad, self employed, deciding where to pay tax and have a ccj, I'm putting the house on the market next week, is that the only way out of this situation, get the cash? and i know that won't be easy either.

Thanks
Lee

silvercar · 8 March 2009 at 2:16PM

You can't let this situation continue indefinitely. Either sell up and clear the mortgage or get it transferred into your name. Was there no life insurance to clear the mortgage?