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non regulated hp agreement for car

beachbhoy
beachbhoy Posts: 142 Forumite
I have a car which is a non regulated hp. I have made all payments on time and am now comeing to the end of the agreement. I have a final ballon payment to make which is more than the current value of the car. Do I have any other options rather than paying the baloon.

It was a 1 payment at ???? followed by 35 payments at ??? then 1 final payment of ?????.

Not sure if it matters but I am in Scotland
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