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Okay, so its nearly March - what have I got to do again ?

Afternoon Everyone.

I know its not quite March yet but time I was a planning.

I have been economising, cutting back, being mean etc for some time now and its going okay but I think its time to turn up the heat & i thinking joining in with the challenges will help me.

I got a £2 in my change today & kept it, so thats a start ! but what are all the other things I have to record and how does everyone do it ? ( i mean literally how do they do it, notebooks, excel ?, what works best ?)

Also which of the challenges does everyone think makes the most differnce to income/otgoings ?

Thank you

Bizzy
Building an emergency fund and starting on the mortgage!
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